Fractional AI Partner — Lending & Finance
Intake, qualification, document extraction, servicing — every lender fights the same bottlenecks, and they recur with every loan. A one-off build does not keep up. As your Fractional AI Partner we embed in the shop and ship systems against those bottlenecks every month — intake triage, document extraction, CRM enrichment, servicing automation — with compliance logging and human-in-the-loop where it matters. Built by operators who run lending businesses.
Every engagement ends with something you can point at. Code that runs, documents that inform decisions, teams that got better. No fluff, no deck-only deliverables.
Agents that prequalify borrowers, collect documents, flag missing items, and route qualified leads to loan officers — conversational intake via web, SMS, or voice.
Bank statements, pay stubs, T-12s, rent rolls, W-2s, tax returns — structured into your LOS or a spreadsheet quickly, with human review for anything the model is not confident on.
Clean, deduped, scored broker CRM with next-best-action recommendations per borrower and lead scoring tuned to your historical close data.
Payment follow-up, default-workflow triage, payoff calculations, draw management, statement generation — integrated with your servicing platform.
Agents that watch the pipeline, flag deals stuck at a stage, draft broker updates, and route urgent items — leverage for your ops manager, not a replacement.
One offer: a Fractional AI Partner engagement, from $15K/mo, scoped to your loan volume and product mix. Start with a paid AI Audit (~$1,500) — a fixed-scope read on where AI pays off across your pipeline. Regulated institutions add a scoped compliance review. The audit fee credits toward month one if you proceed.
We map your pipeline, document flow, servicing system, and compliance environment — and ship one working automation before the diagnosis closes.
We set the roadmap, the stack, and a compliance-aware data model — with counsel involved where the environment requires it. Every system we build logs for compliance.
We build intake agents, extraction pipelines, CRM integrations, and servicing automations — shadow-mode first, then live with human oversight — adding something each month.
We train LOs, processors, and servicers, and document the audit trail. And then we stay — the partnership continues into the next systems and decisions.
Intake is manual, document collection is slow, brokers chase paper instead of deals.
A standing AI function that automates intake to prequalification — brokers process more volume without adding headcount.
Deal flow is spiky; underwriting and document extraction are the bottleneck.
Extraction and screening that absorb the spikes, owned and tuned as an ongoing function.
Payment chasing, borrower communication, and default workflows eat staff time.
Servicing automations that handle routine work continuously, so staff focus on exceptions.
We don't sell effort. We sell results. Every engagement is scoped against specific outcomes — and we measure them before and after.
Tell us what you're trying to solve. We reply in 24 hours with a read on feasibility and scope. No decks, no slow proposals.